@extends('layouts.app') @section('content')
← Back to Loan Management

Loan Settings

Configure the rules used when clients calculate and apply for loans.

@if(session('success'))
{{ session('success') }}
@endif @if($errors->any())
Please check the following:
    @foreach($errors->all() as $error)
  • {{ $error }}
  • @endforeach
@endif
@csrf @method('PUT')

Loan System

General availability
Accept new loan applications
Turn this off to temporarily stop clients from submitting new loan applications.

Interest & Processing Fee

Current loan pricing
0% Interest Loan
Clients pay no interest on the principal amount.
Interest is locked to 0%
Choose whether the fee is a fixed amount or a percentage of the loan amount.
For fixed fee, enter the amount in rupees.
@error('processing_fee')
{{ $message }}
@enderror
Example: Fixed ₹999 means every eligible loan has a ₹999 processing fee. Percentage 2% means a ₹50,000 loan has a ₹1,000 processing fee.

EMI Card Unlock

Card activation payment
This amount will be used for the “Unlock Card” payment on both the client and admin side.
@error('card_unlock_amount')
{{ $message }}
@enderror
Example
Set ₹199 here → Client shows Unlock Card ₹199 and Admin shows the same amount.

Loan Amount Limits

Client application limits
Clients cannot apply below this amount.
This is also limited by the client's available EMI card limit.

Allowed Tenures

Select one or more
@php $selectedTenures = old('allowed_tenures', $settings->allowed_tenures ?? []); $availableTenures = [3,6,9,12,18,24,36,48]; @endphp
@foreach($availableTenures as $months)
@endforeach
Only selected tenures will be available on the client loan application page.
Cancel
@endsection